Putting an End to Creditor Phone Calls and Letters
Perhaps one of the most popular benefits of filing for bankruptcy among our clients is that they no longer receive harassing phone calls or letters from their creditors. As soon as your petition is filed with the court, all creditors are ordered to stop all collection activity. In addition to stopping phone calls and e-mails, creditors are also required to stop all lawsuits, foreclosure and repossession actions, and any other activity associated with collecting your debt.
This is all thanks to a provision in the law called the automatic stay. It forbids the continuation of collection efforts if the debt they are attempting to recover has been included in your bankruptcy. If these creditors continue to call, they are in violation of a court order and can face legal action.
Walton Legal Services: More than 30 years | More than 30,000 bankruptcies filed
The Importance of the Automatic Stay During Bankruptcy
In truth, the end of the creditors' collection efforts are really only a fortunate side effect of filing for bankruptcy. The automatic stay was primarily put in place to allow the trustee handling your bankruptcy to manage your case without interference from any outside forces. It is also intended to give you the ability to focus on fulfilling the requirements of your bankruptcy rather than having to deal with bill collectors.
The Indianapolis automatic stay attorneys at Walton Legal Services help clients file for bankruptcy under Chapter 7 and Chapter 13, and assist them with all bankruptcy-related issues. If you have a creditor that will not stop harassing you, our lawyers can help you take the necessary legal action to ensure that your rights are protected.
Talk to Our Columbus Bankruptcy Automatic Stay Attorneys
If you are looking for an Indianapolis debt-relief lawyer to help to protect your rights after filing for bankruptcy, call one of our Indianapolis law offices, call our Columbus, Indiana, office or contact us online. We offer free initial consultations, and we give you detailed up-front information about our fee arrangements, so there will be no surprises.
We are a debt relief agency. We have helped more than 30,000 people file for bankruptcy relief under the Bankruptcy Code.
