If You Face the Risk of Losing Your Home
For many people, owning a home is the embodiment of the American dream. People strive for home ownership their entire lives, and, once they get there, they have a hard time envisioning anything more meaningful. As satisfying as owning a home is, there may be nothing more devastating than facing the possibility of losing it.
Oftentimes, homeowners wrongly assume that they have no other options than to pay what they owe to get current on the mortgage or to have the home go into foreclosure. In fact, there are a number of options available to homeowners that can help to avoid foreclosure and the impact it can have on your credit.
Walton Legal Services: More than 30 years | More than 30,000 bankruptcies filed
Working to Prevent Foreclosure in Columbus
At Walton Legal Services, our Indianapolis bankruptcy foreclosure attorneys provide complete debt relief services to clients throughout the area. In many cases, filing for Chapter 13 bankruptcy protection can give you the time you need to get your finances back in order and allow you to keep your home. In others, seeking a loan modification is the best solution.
If your house is no longer worth what you owe on it, you might consider working out an agreement for a short sale with your lender. For some families, though, continuing to spend money on upside-down real estate doesn't work. If you are in a situation where you would be spending money on a house that you could never get to recover once the house was sold, a strategic default could be the right option for you.
We can also advise you on foreclosure defense strategies. If it can be shown that you were a victim of predatory lending practices, as an example, you have the right to file a claim against the lender to have the terms of your loan revised. We will provide a thorough review of your loan and give you our best recommendation for avoiding foreclosure on your home.
Discuss Your Foreclosure Questions With One of Our Attorneys
If you are looking for an Indianapolis debt-relief lawyer to help you understand your rights and legal options with regard to home foreclosure, call one of our Indianapolis law offices, call our Columbus, Indiana, office or contact us online. We offer free initial consultations, and we give you detailed up-front information about our fee arrangements, so there will be no surprises.
We are a debt relief agency. We have helped more than 30,000 people file for bankruptcy relief under the Bankruptcy Code.
