Debt Reorganization and Discharge Through Chapter 13 Bankruptcy
Serious debt and bankruptcy are not just for people at high income levels. People file for Chapter 13 for many reasons: They do not pass the bankruptcy means test (their incomes are too high to qualify for Chapter 7 bankruptcy); they have filed Chapter 7 during the last 8 years; they wish to strip a second mortgage off their residence; or they wish to pay tax debts without further interest, under bankruptcy protection.
At Walton Legal Services, our Indianapolis Chapter 13 bankruptcy attorneys have helped many people obtain debt relief through Chapter 13 bankruptcy. We work to help people like you through the bankruptcy process in the most efficient, painless way possible, all the while making sure we are taking care of all your legal needs. We return calls promptly, and we treat all of our clients with respect. We know that serious debt can happen to anyone, so we never judge our clients — we help them.
Walton Legal Services: More than 30 years | More than 30,000 bankruptcies filed
Chapter 13 is a debt reorganization plan. If you file for Chapter 13 with us, we will help you make a repayment plan that works with your income and expenses. Chapter 13 repayments can be worked out over a three-year or five-year period. During that time, you will repay the debts according to your means, and whatever debt remains at that point will be discharged.
Contact an Indianapolis Consumer Bankruptcy Attorney
If you are looking for an Indianapolis debt-relief lawyer to help you find the road to financial freedom, call one of our Indianapolis law offices, call our Columbus, Indiana, office or contact us online. We offer free initial consultations, and we give you detailed up-front information about our fee arrangements, so there will be no surprises.
Get the Help You Need From an Experienced Legal Team
Our lawyers and staff have a wealth of experience with Chapter 13 bankruptcy. We will walk you through every step of the process, helping you understand:
- How Chapter 13 bankruptcy works
- The advantages of Chapter 13
- Whether you are eligible for Chapter 13
- Whether Chapter 7 would be a better option for you
- The Chapter 13 plan and confirmation hearing
- Chapter 13 discharge
