Protecting Your Rights Against Aggressive Creditors and Bill Collectors
When bill collectors cross the line from attempting to recover a debt to harassment, you have the right to take legal action to make them stop. The Fair Debt Collection Practices Act (FDCPA) provides specific rules with regard to what actions can and cannot be taken in the process of collecting a debt. Bill collectors who violate these rules can face lawsuits from debtors for penalties of up to $1,000 per occurrence.
At Walton Legal Services, we dedicate the majority of our practice to helping people who are experiencing some type of financial difficulty, primarily focusing on debt-relief through Chapter 7 and Chapter 13 bankruptcy filings. We understand how upsetting it can be to face financial hardship and how much more stressful things become when overzealous creditors won't stop harassing you. We are committed to stopping the harassment and seeing that your rights are respected.
Walton Legal Services: More than 30 years | More than 30,000 bankruptcies filed
Stop Harassing Calls and Letters
Our Indianapolis creditor harassment attorneys are prepared to represent you in any creditor harassment matter. We have a complete understanding of the state and federal laws governing creditor harassment. We can help you fight back and seek the justice you deserve for the illegal behavior you have been forced to endure.
There are many things that bill collectors do that can constitute a violation of the FDCPA, including the following:
- Misrepresenting the amount of your debt
- Adding interest or fees that were not in the original agreement
- Making repeated contact
- Using abusive language
- Threatening action they can't or don't intend to take
- Continuing collection activity after receiving written notice to cease contact
Contact a Columbus Creditor Harassment Attorney
If you are looking for an Indianapolis debt-relief lawyer to help you put an end to creditor harassment, call one of our Indianapolis law offices, call our Columbus, Indiana, office or contact us online. We offer free initial consultations, and we give you detailed up-front information about our fee arrangements, so there will be no surprises.
We are a debt relief agency. We have helped more than 30,000 people file for bankruptcy relief under the Bankruptcy Code.
