Keeping Your Home
Anyone who has had the experience of owning a home for the first time can relate to that feeling of entering your own home for the first time. As time goes on, homes often take on more and more value to their owners, and they become more important as well. We depend on our homes, and we love our homes.
At Walton Legal Services, our Indiana debt-relief attorneys have helped many clients with avoiding foreclosure through bankruptcy and other debt-relief options. We can help you keep your home and property.
Walton Legal Services: More than 30 years | More than 30,000 bankruptcies filed
How Bankruptcy Can Help With Foreclosure | Stripping Your Second Mortgage
If your home is in foreclosure, but you have sufficient income to resume your mortgage payments, Chapter 13 bankruptcy can allow you to halt the foreclosure process and take up to five years to cure your back payments so that you can retain your home.
An important tool for helping people keep their homes is by stripping off second mortgages. If your first mortgage is worth more than the value of the house, the second and subsequent mortgages can be stripped off, in Chapter 13, because there is no value for these mortgages to attach to. Without their second mortgages, many people have been able to keep their homes.
If you are looking for an Indianapolis debt-relief lawyer to help you find the road to financial freedom, call one of our Indianapolis law offices, call our Columbus, Indiana, office or contact us online. We offer free initial consultations, and we give you detailed up-front information about our fee arrangements, so there will be no surprises.
Streamlined, Personalized Service
In the course of helping more than 30,000 people file for bankruptcy, we have streamlined our process. It is rare that an issue comes up for our clients that we cannot solve quickly, which ensures that our clients do not get hung up in the process but get the debt-relief they need as quickly as possible.
Although we are fast, we never lose sight of our clients' needs. We will take the time to help you find the debt-relief solution that is truly right for your situation, whether that is Chapter 7 bankruptcy, Chapter 13 bankruptcy or another option. Then, we will walk you through every step of the process. We are your roadmap on the road to financial freedom.
