Student Loans and Bankruptcy

Possible Absolution of Student Loans in Bankruptcy

Student Loans and Bankruptcy

It is sad to note that the price of higher education is increasing sharply. Most students or even professionals get their degrees and leave school with tons of debt. Graduates often find it hard to religiously pay their creditors. Even if they do, they are not able to enjoy the fruits of their higher education, as most of their income is claimed by creditors.

In over 26 years of providing bankruptcy legal services in Indiana, Walton Legal Services has assisted their student loan clients in dealing with their problems related to student debts. Walton Legal Services Indiana debt-relief attorneys will go all out to get you the debt-relief that you deserve and badly need. Donít hesitate to call our office to schedule your initial free consultation with one our most experienced debt-relief attorneys.


How Walton Legal Services can Get Your Student Loans Discharged

Walton Legal Services lawyers will schedule a meeting with you for free initial consultation. During this session, we shall have a closer look at your problem, and suggest remedies based on the following laws:

  • Loan consolidation: This is what the federal government offers. It is a credit consolidation program that includes repayment options contingent upon oneís income. The monthly student loan payment is based on his or her monthly income. You can get up to 25 years, after which whatever balance remains on your student loan will be automatically discharged should you qualify.
  • Chapter 13 bankruptcy: According to the bankruptcy law, debtors can lean on Chapter 13 for reorganizing their debts thereby obataining more time for repayment of their student loan.
  • Chapter 7 bankruptcy: Under this bankruptcy law, student loans are not usually discharged. Yet, this kind of bankruptcy will give you the chance to eliminate your other loans thereby allowing you to focus on your student loan payments.

Walton Legal Services in Indiana is your trusted bankruptcy law firm for the last 26 years. Why waste time while your student debts continue to mount? Give us a call and set up an appointment for your FREE initial consultation with our bankruptcy attorneys. Weíll give you sound legal advice and quote you the most reasonable and transparent legal fees, so that you know exactly how much youíll be paying.




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Contact us today for a FREE, no obligation consultation. All consultations are held confidential and with an experienced bankruptcy attorney.

 



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